Year to Year Consulting, L.L.C.

CALL US                      1-636-639-1880

Our Services

State Form, Rate and Rule Filings


Our knowledgeable team can prepare contract forms, including editing existing forms, research state regulations, assist in the development of rate schedules and/or rule manuals, disclosure forms, Flesch scores and completion of transmittal documents. 

We have worked diligently to build strong working relationships with regulators and analysts in order to respond directly to their reviews and comments and negotiate the expeditious approval of your product.

State filings are generally submitted electronically via SERFF unless the state requires otherwise and copies of your filings are kept on file and available to you at any time.


We also have experience with Interstate Insurance Product Regulation Commission (IIPRC) filings and can help you from start to finish.


Product Development and Design 


We offer a high level of expertise in new product development and design and can assist in the creation of company forms including but not limited to: contracts, policies, certificates, endorsements, applications and notices.  Whether it is Life or Health, Property or Casualty, Warranties or Service Contracts, we have worked on a variety of unique products and can turn your idea into reality.