Year to Year Consulting, L.L.C.

CALL US                      1-636-639-1880

Life & Health Services


We have extensive experience in designing and preparing Life & Health contract forms, including drafting or editing existing forms, researching state regulations, assisting in the development of rate schedules and/or rate manual(s) and disclosure forms.  We have experience in the following lines and coverages:


  • Single Premium Credit Life and/or Disability Insurance
  • Monthly Outstanding Balance (MOB) Credit Life and/or Disability Insurance
  • Debtor Group and/or Trusted Group Life and/or Disability Insurance
  • Mortgage Life and/or Disability Insurance
  • Ordinary Life and/or Disability Insurance


If you do not see your desired product line or coverage, please contact us.


We work closely with several consulting actuaries and can recommend one if needed.


Life & Health